The Independent Guide to Running a Fleet in Singapore

Cost breakdowns, MOM compliance, EV incentives. No vendor bias.

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Latest COE →
Cat A — Cars ≤1600cc/97kW: $132,004 (Oct 2026 R2)Cat B — Cars >1600cc/97kW: $131,901 (Oct 2026 R2)Cat C — Goods Vehicles & Buses: $92,200 (Oct 2026 R2)Cat D — Motorcycles: $10,778 (Oct 2026 R2)Cat E — Open: $135,790 (Oct 2026 R2)Cat A — Cars ≤1600cc/97kW: $132,004 (Oct 2026 R2)Cat B — Cars >1600cc/97kW: $131,901 (Oct 2026 R2)Cat C — Goods Vehicles & Buses: $92,200 (Oct 2026 R2)Cat D — Motorcycles: $10,778 (Oct 2026 R2)Cat E — Open: $135,790 (Oct 2026 R2)
Latest COE Prices and Trend Analysis COE Category C (goods vehicles) Find out more → EV Adoption Scheme - What has changed EV Early Adoption Incentive Find out more → Driving License & Work Permit Classification MOM Driver Compliance Find out more → 2030 Singapore Green Master Plan 2030 Phase-Out Target Cars & taxis only — not yet goods vehicles Find out more →

Fleet Planning Calculators

Four calculators built for Singapore commercial vehicle owners — no sign-up required.

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Total cost

TCO Calculator

The full cost of owning a van, lorry or truck: price, COE, financing, fuel, insurance and resale.Calculate TCO Financing

Loan & Interest Calculator

Turn a flat rate into the real effective rate, with fees and monthly instalments.Check my loan COE renewal

PQP Renewal Calculator

What it costs to renew your COE for 5 or 10 years at the current PQP.Work out PQP EV switch

Diesel vs Electric

Compare running cost per km of a diesel and an electric commercial vehicle.Compare costs

Free Fleet Planning Tools

No sign-up, no dealer hand-off. Three calculators to plan a purchase, a loan, or a trade-in — built for Singapore commercial vehicles specifically.

Estimate only — assumes no accident history and average driving conditions. Not a quote. See our insurance guide for typical premium ranges.

S$0Total cost over ownership period
S$0Cost per km
S$0Cost per month
Cost categoryAmount (S$)
Assumes financing interest calculated on a reducing-balance basis; resale value at end of period estimated using the same methodology as our Resale Value Estimator (straight-line against remaining COE, no PARF rebate for Category C). Electric fuel-cost assumptions follow our EV vs Diesel TCO guide. Fuel and maintenance figures are editable defaults, not quotes; replace them with your own numbers for an accurate result.

7-year cap reflects the realistic maximum tenure for commercial vehicle loans in Singapore. Rates vary by bank and applicant profile — this is a placeholder mid-market rate, not an offer.

S$0Monthly instalment
S$0Total interest paid
S$0Total repaid (principal + interest)
Standard reducing-balance amortisation. Estimate only — actual approval, rate and tenure depend on the bank and your company’s credit profile. See our credit profile guide.

This range is SGFleetGuide’s own estimate, not a market valuation. No published depreciation formula exists for Singapore commercial vehicles, so this tool calculates against remaining COE tenure, condition and mileage — it is not built from actual sale-listing data. Use it for fleet renewal planning only, not as a quote. SGFleetGuide does not buy, sell or broker vehicles.

S$0 – S$0Estimated resale range

Read the full trade-in and resale guide →
Compare against COE renewal vs scrap →

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Automotive News

The latest Singapore commercial vehicle and fleet news from LTA, MOT, the Traffic Police and trusted media.

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Explore by Topic

Ten guides. Every stage of owning and running a fleet in Singapore.

New or Pre-Owned COE, registration, new vs used, what to buy, and vehicle modifications. Read more → Leasing Leasing vs buying, picking the right supplier, modifications, and tyre entitlement. Read more → Credit Finance Financing, loan rates, banks vs in-house loans, and loan criteria. Read more → Electric Vehicles The EV must-know guide, AC vs DC chargers, EV grants, and total cost of ownership. Read more → LTA and TP Compliance LTA regulations, Traffic Police rules, and MOM driver compliance. Read more → Automotive Insurance Commercial vehicle insurance essentials for every fleet operator. Read more → M.R.O and Workshops Maintenance, repairs and overhauls, and outsourcing vs in-house workshops. Read more → Safety and Driving Tips Essential must-knows for transporting goods and workers safely. Read more → Automotive Tools Total cost of ownership, loan and interest calculators, and PQP renewals. Read more → Fleet Management & Telematics GPS tracking, dashcams, fuel monitoring, and what LTA and PDPA require around them. Read more →

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Regulatory updates, COE movements, and EV grant changes — straight to your inbox, once a month.

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Latest News

The past 8 weeks of LTA announcements and Singapore motoring news that affect fleet owners — COE, ERP, regulations, and what’s happening on the road.

LTA Announcements → Automotive News SG →

Disclaimer

SG Fleet Guide provides general information only. Nothing on this site constitutes legal advice. For advice specific to your situation, consult the Land Transport Authority or contact the Ministry of Transport.

SG Fleet Guide is an independent information resource. Not affiliated with LTA/MOT or any government body.

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